Gate City Bank has perfect banking options for students of any age! Our online- and mobile-friendly options keep both students and parents connected, no matter the distance. And if it’s setting up your child’s financial health you’re interested in – we offer guided resources there, too!

Totally FREE* Checking

  • No fees*
  • No minimum balance
  • Turn your card on and off with debit card controls
  • Online and mobile banking

My School Spirit Debit Cards

  • More than 50 card designs to support local schools
  • $10 is donated to the school with every card ordered
  • Perfect for students, parents, teachers and alumni

Financial Literacy Education

  • Save for college
  • Practice budgeting
  • Stay out of debt

Online & Mobile Banking

  • Access your accounts anytime, anywhere
  • Easy mobile app
  • Check balances, transfer money and set spending limits – all from your mobile device or computer

Savings Accounts

  • Options suited for students of any age
  • Easily save by rounding up transactions with Simply Save
  • Convert existing accounts into higher interest accounts as students grow

Start Loans

  • Great option for students to begin building credit
  • No origination fees
  • Borrow up to $2,000

Saving for the Future

We have financial and educational resources that help students succeed! From banking basics to retirement planning, our resources will help you streamline your finances.

Get Started

*No maintenance or activity fees. Other fees may apply. See fee schedule for details.