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Mobile App

  1. The Gate City Bank Mobile Banking App is a service that enables you to access your account information, transfer funds, and pay your bills from an iOS or Android mobile device with Internet access from either a WIFI source or 3G, 4G or EDGE networks.

  2. First, you must download our Mobile App from the iTunes App Store or Google Play Store for Android. You can do this either from your mobile device or computer. If you do access our Mobile App from your computer, the App will install on your mobile device the next time the device is plugged in to the computer or synced.

    Once you download the App, you log in with the same username and password that you use for Online Banking. No separate or different registration is required. Once logged in, you can:

    • Access Your Accounts – you can view account balances and account history.
    • Pay Bills – you must first register for Online Bill Pay and set up your payees/billers on a computer before paying bills through our Mobile App.
    • Make Transfers – you can transfer between your accounts or to another Gate City Bank customer.
    • Find an ATM/Office – you can use the App to locate the Gate City Bank office or ATM nearest to your location.
    • Message Center - you can contact us quickly right from the App.
    • Deposit Checks – you can electronically deposit checks from your iPhone®, iPad®, Android phone or Android tablet (must have a rear-facing camera of at least 1 megapixel) using the Gate City Bank Mobile App.
    • Zelle - a convenient way to send money using your mobile banking app or online banking account.
  3. The Gate City Bank Mobile App is currently available to all Online Banking users who own an iPhone, iPod Touch or iPad device or an Android mobile device with access to 3G, 4G, EDGE or WIFI.

  4. Yes. You will need to log in to the Gate City Bank mobile app from your mobile device using the same login information you would for online banking. No separate mobile app sign-up is required. Once logged in, you can enable Fingerprint Access or Face ID, if your device supports it.

  5. Yes. To protect your privacy, you are required to authenticate yourself on each individual mobile device using the same login information from Online Banking. All communication between your mobile device and the mobile banking server is encrypted. In addition, your password and account information are never stored on the mobile device.

  6. Account Summary displays a maximum of 120 days or 100 transactions. Additional history is available by accessing Account History in the menu.

  7. You can transfer between your accounts or another Gate City Bank customer's accounts. From the menu, select Transfers, then Make a Transfer where you can make an Immediate, Future-Dated (one time), or Recurring transfer.

  8. You are able to add a new bill pay payee from the iPhone or Android phone Mobile App. On the menu, tap Bill Pay then Manage Contacts. Tap Add a new contact and enter the name of the company you would like to pay then tap next. If the next page displays a list of companies, select the one which matches your payee, or tap the plus sign to "Add New (company name)." You may need to select to add the payee as a company or person.

    • Select Bill Pay from the menu
    • Select Manage Contacts, then Add a new contact
    • Enter the company name
    • Review the list of companies to select your payee or tap the plus sign to "Add New (company name)"
      • Add the payee as a company or person if applicable
    • Add your account number, zip code and an option Nickname
      • If the account number matched the expected format, your contact will be added and you will be able to send funds electronically
      • If the account number is not able to be confirmed, you will be asked to provide an address where the payment can be mailed
  9. Yes, simply select Bill Pay from the menu. Review and accept the terms and conditions, then you are ready to go!

    1. Tap Bill Pay from the menu
    2. Tap Send Money
    3. Tap Select Contact then choose a contact to send money to
    4. Choose your Pay From account, enter the dollar amount, and select a Delivery By date
    5. Tap Review and verify the information is correct
    6. Tap Pay. You will see a confirmation screen with a confirmation number for your payment
  10. Select Bill Pay from the menu, then Payment Activity to view your pending payments.

  11. Yes. Just select Bill Pay from the menu, then Payment Activity. Select the payment you would like to remove then click Cancel and confirm you would like the cancel the payment.

  12. When you're ready to log out, select the menu, then tap the "Log Out" button and you will exit the Gate City Bank Mobile App. This will return you to the Login screen.

  13. Ten minutes is the only timeout option. For your security and protection, when there has been no account activity for ten minutes, the session times out and the Gate City Bank Mobile App login page displays with a "Session Expired" message.

  14. For the Gate City Bank Mobile App to work, you must have a mobile device with access to the 3G, 4G, EDGE or WIFI networks.

  15. Send us a message through Messages under Contact Us in the menu. Complete the form and click Send at the bottom of the page. You can also click Call Us under the Contact Us menu. For help regarding your mobile device and/or wireless Internet connectivity, contact your wireless provider.